Observe how much you can save yourself by embracing us in the place of charge cards, payday advances and doorsteps loan providers.
Whether you are a new comer to Unify Credit Union or perhaps a long-standing user, we offer loans that meet your requirements which help you to definitely take solid control of one’s funds – you are able to even apply online .
We now have a few different loan items offered to users:
The Starter Loan is ideal for folks who are a new comer to Unify but they are trying to borrow but have never yet founded any savings.
The utmost for the first loan is ВЈ1000. Top-ups or subsequent applications have actually a optimum of ВЈ750. Interest is charged in the reducing balance associated with the loan (42.6% APR). To find out more please see the Starter Loan web web web page.
The Family Loan is present to individuals who get Child Benefit and seeking to borrow an amount that is small build cost cost savings for future years.
The most Family Loan is ВЈ500 and also you might top-up once you’ve paid back 50% of one’s loan stability. The Family Loan can be acquired to brand new users or current people that do maybe not curently have a Unify Loan. Interest is charged in the balance that is reducing of loan (42.6% APR). To learn more please see the grouped Family Loan web web page.
The Workplace Loan can be obtained to workers whom work with certainly one of our Workplace Partners and generally are seeking to borrow as much as ВЈ1000.
The maximum amount available regarding the Workplace Loan is ВЈ1000 per application. You may top-up the mortgage as soon as 35% associated with the loan stability was paid back. Interest is charged regarding the reducing stability of this loan (34.5% APR).For additional information please see the Workplace Loan web web page.
The Saver Loan is available to people who’ve been saving regularly and regularly for at the least a couple of months. The absolute most you are able to borrow is three times the total amount you have got conserved in your bank account.
You might additionally go on to the Saver Loan product when you’ve got developed cost cost savings whilst you have already been repaying a Starter Loan, terms apply. Interest is charged in the reducing stability regarding the loan (34.5%) to find out more please saver see the Loan page.
The Loyalty Loan would work for current long-standing people, who possess built significant cost cost cost savings over a daily basis and have actually lent and consistently paid back loans.
We need to reward our faithful users, which is the reason why you can easily borrow as much as 4 times the actual quantity of your cost cost savings. online payday loans New Hampshire direct lenders Interest is charged from the balance that is reducing of loan (19.6% APR for loans under ВЈ3000 / 12.7% APR for loans above ВЈ3000).For more details concerning the Loyalty Loan please see the underside 50 % of the Saver Loan page.
The Premier Loan is ideal for folks who work and have now a credit that is excellent seeking to borrow as much as ВЈ1000.
Interest is charged from the reducing stability for the loan (19.6% APR). To learn more concerning the Premier Loan please call one of y our branches on 01942 245656.
The Secure Loan is present to present people in Unify. You might borrow as much as the quantity you have got conserved. The mortgage stability cannot meet or exceed the savings balance.
This might be a way that is great be given a low-interest loan and in addition means it’s not necessary to deplete your hard-earned cost cost savings. Moreover it means you are able to nevertheless get a dividend in your savings while the full life insurance* terms and conditions use. Interest is charged in the balance that is reducing of loan (6.0%APR)For additional information in regards to the Secure Loan please call one of y our branches on 01942 245656.
please be aware that every loans are susceptible to our general conditions, as set out in our Loan Policy.
ESSENTIAL – if you’re in a financial obligation administration plan , topic of a debt settlement Order , IVA or bankruptcy or otherwise not presently as much as date with home bills we’re not likely to help you to give you that loan.
Debt advice can be had, cost-free, from STEPCHANGE , DEBT INFORMATION FOUNDATION or your local RESIDENTS ADVICE .
Complimentary and money that is impartial can be acquired through the cash guidance provider .
Just our people get access to these great beginner Loan prices. Registered as a member today!